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At Life & Health Options our mission is to provide you with quality options for your individual, family and group insurance coverage and superior service. The health care industry has experienced profound changes as a result of the Affordable Care Act – a brief summary of the changes are listed below. We would be happy to assist you in selecting a plan.

If you are Medicare eligible (or soon to be), do you understand the difference in Medicare Supplement and Medicare Advantage plans? We will provide an overview of Medicare benefits and Medicare Supplement options (also known as Medigap) and will advise you on key features to consider when selecting a plan.

Life & Health Options offers a full range of individual and group employee benefit products, including:

  • Health
  • Life
  • Medicare Supplement
  • Medicare Advantage
  • Long Term Care
  • Annuities
  • Dental
  • Cancer/Critical Illness


The Affordable Care Act (ACA), sometimes known as “Obamacare”, was signed March 23, 2010. This health care law mandates that everyone have health insurance effective January 1, 2014 or pay a penalty. Health insurance plans will be available on the Health Insurance Marketplace(Marketplace) and outside the Marketplace... Read More

For assistance, contact:

Karen K. Mitchell

Life & Health Options

National Producer Number (NPN):  4698625


Phone:       225-772-2794



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